Home Loan & Mortgage Calculators

Free home loan calculators helping you work out how much you can borrow, mortgage repayments, stamp duty charges and more.

Most popular calculators

How much can I borrow?

Find out how much you can borrow for your property at this time based on your situation.

How much are my repayments?

Use this calculator to help you estimate your loan repayments based on your factors.

Home Loan Calculators

Loan Repayment Calculator

Find out how much your home loan repayments will be, and the total interest charged for that loan.

Borrowing Power Calculator

Find out how much you could borrow, and how much repayments would be.

Stamp Duty Calculator

Find out how much you need to set aside for Stamp Duty and requirements for your state or territory.

Split Home Loan Calculator – Fixed vs Variable

Find out your repayments and total interest charged under different fixed and variable rate scenarios.

Lump Sum Repayment Calculator

Find out how much you can reduce your payment to by using this calculator and reduced term of your loan.

Mortgage Offset Calculator

Use this tool to find out how much time and interest you can save with an offset account.

Extra Mortgage Repayments Calculator

Find out how much time and interest you can save by paying more than your minimum repayments.

Compare the cost of two different home loans

Use this calculator to see how the numbers stack up between two different home loans.

Budgeting Calculators

Income Tax Calculator

Use this calculator to calculate your net income with the use of its tax rate tables from the Australian Tax Office website.

Budget Planner

This budget planner can help you understand your income and expenses, and where you could make savings.

Savings Planner Calculator

If your saving for a home loan, this calculator can tell you how much in regular payment you can make to reach you goals.

Personal Loan Calculators

Personal Loan Repayment Calculator

Use this calculator to find out how much your personal loan repayments will be, and the total interest charged for the personal loan.

Car Loan Repayment Calculator

Find out how much your car loan repayments will be, and the total interest charged for the car loan.

Credit Card Repayments

Find out how long it will take you to pay off your balance and how much interest you’d pay if you only make the minimum payments.

What our clients say

Don't just take our word for it...
  • Right from the beginning, Clyde at Better Financial Tomorrow has been a great help, his advice & professionalism is 2nd to none. We would highly recommend Clyde without hesitation. Do... Read more

    Phil Crowe Avatar Phil Crowe
    January 18, 2024
  • Clyde at Better Financial Tomorrow is both friendly and extremely knowledgable on so many aspects of finance. He has arranged mortgages for us and helped us purchase our first investment... Read more

    Ian Hayes Avatar Ian Hayes
    January 18, 2024
  • We are almost at the end of finalising our first home purchase. Up until this point, all I can say is Clyde has been there every step of the way.... Read more

    Kaylie Jane Avatar Kaylie Jane
    December 8, 2023
  • Clyde is professional and responsive and good value. He is a good broker and adviser.

    Yellow Brick Road Gladesville Avatar Yellow Brick
    December 8, 2023
  • Clyde has been very professional and effective in assisting my husband and myself with our financing

    Jacki Avatar Jacki
    November 8, 2023
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