As a financial adviser here are three things that I talk to people about that they don’t like to hear 1. Save more than you think you need to save. Most people I talk to understand the importance of savings. However not everyone does it. The ones that do generally save for emergencies. For example, […]

Do you find that when you do the groceries you always shocked at how much the bill comes to? You look at the trolley and think how does all that cost so much!   Well here are 3 simple ways to help you reduce your grocery bill next time you go shopping Always shop on […]

One of the most common questions I am asked as a mortgage broker is “how do I increase my borrowing capacity?” Firstly, what is borrowing capacity? It is the amount of money a lender is willing to lend you for the purposes of buying a property Here are 5 simple ways to increase your borrowing […]

Often clients ask me for some simple tips on what they can do to increase the value of their property especially if they are selling. I have asked Vik from Vas Global Real Estate to answer the above question. Here are Viks 3 tips Buyers are looking for space when they buy. Buyers want to […]

Do you find it hard to live below your means? If you are like most people then the answer is yes! A lot of us struggle to live below our means. Credit card debt and personal loans are perfect examples of this. I meet a lot of people who have an outstanding credit card debt […]

Saving for a deposit to buy a property is one of the hardest things to do especially if you are renting or you have kids. The cost of living is increasing all the time however are wages are not! It’s harder and harder to find anything left over to put towards your savings. Here are […]

Do you struggle when it comes to savings? If you are like most of my clients then the answer is yes. Here are three practical tips to help you save more. 1. 48-hour rule I heard about this rule a few years ago. When you are thinking of buying something whether its new clothes, shoes […]

Insurance inside Super – BEWARE! If you have insurance inside Super you need to be aware of the following 3 things. The first thing that you need to be aware of is that your premiums will eat into your account balance, yes, I know it is obvious but trust me, a lot of people forget that. Especially […]

Super Fund fees have been in the news lately and I don’t know if you know, but Super Funds charge us $30 billion in fees every year. This has to stop! “Why not take some of that $30 billion and give it back to ourselves, to help us in our retirement? Why do we give the […]

How do I choose the right financial adviser? Okay so, you’ve decided that you need financial advice and you’re not too sure if the person in front of you is the right one for you. Below are some tips that will help you determine if the professional in front of you is the right adviser for you. […]