167+ Reviews on Google
Expert advice and a range of options to help you get the best deal on your home loan.
Buying your first home is a significant milestone, and the process can be overwhelming. As a mortgage broker, we provide first-time buyers with expert advice and support throughout the process. From explaining how much deposit you’ll need to providing clarity on LMI waivers, we ensure that you’re prepared for every step of the way.
We help you understand the total cost involved in buying your first home, including hidden fees and charges. No one wants unexpected surprises, and our transparency ensures you know exactly what to expect during the application process and beyond.
Our goal is to ensure that your first home buying experience is stress-free and enjoyable. We’ll guide you through each step, making sure your loan application is completed correctly and your financial position is set for the future.
Curious about why Better Financial Tomorrow should be your choice?
As a trusted mortgage broker, we have access to a variety of lenders and banks. This means we can help you find the lowest rates and the best rates available, whether you're a first-time home buyer or refinancing your property.
We provide clear, actionable advice based on your unique situation. Whether you're buying your first home or investing in property, we’ll guide you through the process and make sure you’re making the right decisions for your financial future.
We act on your behalf, negotiating with lenders to secure the most competitive loan terms. From LMI waivers to fees, we work hard to ensure you're not paying more than you should for your loan.
The mortgage process doesn’t have to be complicated. Our experienced team will assist you with documents, help you fill in the forms, and make the process as smooth as possible, so you can focus on buying your new home.
There are many types of home loans available, and choosing the right one depends on your goals. Whether you're after a fixed rate, variable rate, or an interest-only loan, we offer a variety of options to match your preferences. Each type of loan has its own features, benefits, and potential drawbacks, and we’re here to help you explore them all.
We understand that your needs might change over time. That's why we offer flexible loan products that allow you to adjust your payments as your situation evolves. Whether you're looking for flexibility in your repayment schedule or a fixed loan term, we’ll help you find the right product.
Our team ensures that you’re fully informed about the features of each loan type, so you can make the right choice based on your long-term financial goals. We’ll explain how each loan works and what you can expect in terms of payments and costs over the life of the loan.
If you’re not satisfied with your current loan, refinancing could be a great option to secure better rates and terms. We assist homeowners in refinancing their loans by finding more affordable interest rates, fees, and better loan features. If your current lender isn’t offering you the best deal, we’ll help you explore other options.
The refinancing process is simple with our help. We’ll evaluate your current loan, identify areas where you can save, and connect you with a lender that offers better loan terms. Refinancing could allow you to reduce your monthly payments, consolidate debt, or access equity in your home.
We also help you avoid the common pitfalls of refinancing, such as unexpected costs or fees. By working with us, we ensure that the process is straightforward, and you’ll only pay what’s necessary.
Bonnie
nathan galea
As someone who easily gets frustrated and confused with paper work code made the whole process much easier than previous experiences.Clyde is a wealth of knowledge and and legitimately wants to see you succeed and he knows how to get you there. Would definitely recommend to anyone.
GAYNA
Clyde has been so helpful, from the moment we first met him. My husband and I are so appreciative of Clyde's willingness to assist - he has seen us outside of office hours multiple times, to ensure we can get his expert input and support.
Having never bought a property before, we had no idea what was involved with the process, and Clyde has always made himself available to answer our questions.
I have recommended him to my friends, and will continue to do so!
Nicholas
I came to Clyde wanting to buy a property and he pointed me in the right direction. 6 months later and I have bought my first investment property, Couldn't be happier. Great service, great person and always wears his smile
EMMa
A mortgage broker is a professional who acts as an intermediary between you and potential lenders. They assess your financial situation, understand your goals, and help you find the best loan options. A broker will compare multiple lenders and negotiate terms to get you the most competitive interest rates and loan features.
Eligibility for a home loan depends on several factors, including your income, credit score, savings, and overall financial position. We’ll help you understand the eligibility criteria for different loans and guide you in gathering the necessary documents to improve your chances of approval. Our team will support you throughout the entire process.
The amount of deposit required depends on your loan-to-value ratio (LVR). Most lenders require a deposit of at least 10-20% of the property value. If your deposit is less than 20%, you may need to pay Lenders Mortgage Insurance (LMI) to secure an eligible home loan.
Yes, interest rates are often negotiable. As your mortgage broker, we use our relationships with lenders to help you secure the best possible rates. Our team works to negotiate terms that suit your financial goals, ensuring you get the most competitive deal available.
The approval process varies depending on the lender and your unique situation. Generally, it can take anywhere from a few days to a few weeks. We strive to make the process as smooth and fast as possible, ensuring your application moves forward quickly and efficiently.
Right from the beginning, Clyde at Better Financial Tomorrow has been a great help, his advice & professionalism is 2nd to none. We would highly recommend Clyde without hesitation. Do... Read more
Phil CroweClyde at Better Financial Tomorrow is both friendly and extremely knowledgable on so many aspects of finance. He has arranged mortgages for us and helped us purchase our first investment... Read more
Ian HayesWe are almost at the end of finalising our first home purchase. Up until this point, all I can say is Clyde has been there every step of the way.... Read more
Kaylie JaneClyde is professional and responsive and good value. He is a good broker and adviser.
Yellow Brick Road GladesvilleClyde has been very professional and effective in assisting my husband and myself with our financing
Jacki