Do you find it hard to live below your means? If you are like most people then the answer is yes! A lot of us struggle to live below our means. Credit card debt and personal loans are perfect examples of this. I meet a lot of people who have an outstanding credit card debt […]

Saving for a deposit to buy a property is one of the hardest things to do especially if you are renting or you have kids. The cost of living is increasing all the time however are wages are not! It’s harder and harder to find anything left over to put towards your savings. Here are […]

Do you struggle when it comes to savings? If you are like most of my clients then the answer is yes. Here are three practical tips to help you save more. 1. 48-hour rule I heard about this rule a few years ago. When you are thinking of buying something whether its new clothes, shoes […]

Insurance inside Super – BEWARE! If you have insurance inside Super you need to be aware of the following 3 things. The first thing that you need to be aware of is that your premiums will eat into your account balance, yes, I know it is obvious but trust me, a lot of people forget that. Especially […]

Super Fund fees have been in the news lately and I don’t know if you know, but Super Funds charge us $30 billion in fees every year. This has to stop! “Why not take some of that $30 billion and give it back to ourselves, to help us in our retirement? Why do we give the […]

How do I choose the right financial adviser? Okay so, you’ve decided that you need financial advice and you’re not too sure if the person in front of you is the right one for you. Below are some tips that will help you determine if the professional in front of you is the right adviser for you. […]