If you want to create wealth, having a savings plan is critical. Savings not only provide a safety net for unexpected expenses but also provides significant opportunities. Advantages of Having Savings Tips to get started The importance of savings cannot be overstated. It provides financial security, peace of mind, and the ability to achieve your […]

Do you know what the number one skill is to help you earn more money? Invest in yourself. A lot of people do not invest in themselves. Once they finish school, Tafe or university their learning stops. When was the last time you read a self-improvement book? I have asked a lot of friends this […]

I was asked a great question last week from a client. “What financial advice would you give my 18 year who has just started his first full time job?” It really got me thinking. What would I tell my 18-year-old self about money. Below are my 3 money lessons: Don't wait until you're in your […]

If you want to create wealth this year then stop this one habit. Stop increasing your spending when your income increases. The above habit will make you broke! When people receive a raise or a bonus they automatically go out and buy that expensive item they have always wanted. Whether that’s a new car, a […]

As a financial adviser here are three things that I talk to people about that they don’t like to hear 1. Save more than you think you need to save. Most people I talk to understand the importance of savings. However not everyone does it. The ones that do generally save for emergencies. For example, […]

Do you find that when you do the groceries you always shocked at how much the bill comes to? You look at the trolley and think how does all that cost so much!   Well here are 3 simple ways to help you reduce your grocery bill next time you go shopping Always shop on […]

One of the most common questions I am asked as a mortgage broker is “how do I increase my borrowing capacity?” Firstly, what is borrowing capacity? It is the amount of money a lender is willing to lend you for the purposes of buying a property Here are 5 simple ways to increase your borrowing […]

Often clients ask me for some simple tips on what they can do to increase the value of their property especially if they are selling. I have asked Vik from Vas Global Real Estate to answer the above question. Here are Viks 3 tips Buyers are looking for space when they buy. Buyers want to […]

Do you find it hard to live below your means? If you are like most people then the answer is yes! A lot of us struggle to live below our means. Credit card debt and personal loans are perfect examples of this. I meet a lot of people who have an outstanding credit card debt […]

Saving for a deposit to buy a property is one of the hardest things to do especially if you are renting or you have kids. The cost of living is increasing all the time however are wages are not! It’s harder and harder to find anything left over to put towards your savings. Here are […]